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FHFA Announces 2018 Loan Limit Increase

New Conforming Loan Limits May Make Your Homeownership Dreams Come True!

If you’ve been in search of a home in today’s competitive market, Ideal Lending Solutions, A Division of American Financial Network, Inc. has some good new for you. Beginning in 2018 the Federal Housing Finance Agency (FHFA) will raise baseline maximum conforming loan limits for most regions in the U.S. These limits set a cap on the maximum mortgage that can be bought or guaranteed by Fannie Mae and Freddie Mac. These increases will assist qualified customers whose borrowing power may have been limited by the previous cap.

2018 increases are as follows:

  • $424,100 to $453,100 for one-unit properties in the majority of the country
  • $636,150 to $679.650 for high-cost one-unit properties in the contiguous US
  • Hawaii, Alaska, Guam, and the US Virgin Islands, will have a baseline of $679,650 with limits raised for specific locations

A list of the 2018 maximum conforming loan limits for all counties and county-equivalent areas in the country can be found on

American Financial Network, Inc. is not acting on behalf of or at the direction of the federal government, and this offer is not being made by an agency of the government.