Local Florida Mortgage Lender
Ideal Lending Solutions, a division of American Financial Network, Inc. is a local direct lender with multiple branches throughout Florida. We have delegated authority to underwrite, fund and service Conventional, FHA, USDA, VA loan, and Jumbo loan products in house. At Ideal Lending Solutions, we believe in affordable, easy to understand lending. Our knowledgeable and friendly loan officers are committed to finding the mortgage loan that may be right for you. Unlike the expensive costs found at most local banks, our competitive interest rates make it easier and more affordable for you to own a home…with less hassle. We look forward to speaking with you!
Competitive Interest Rates
Rates are at historical lows! This great opportunity for potential savings might have a positive impact on both current homeowners and new buyers. New home buyers may have a more affordable monthly payment from the time of purchase. Current homeowners can refinance with the new lower rates and potentially lower your current payment or cash out equity for those bigger expenses you’ve been putting off.
Quick & Easy Pre-Approvals
An income-based pre-approval from Ideal Lending Solutions offers a number of advantages that will make your search easier and negotiations more effective when you’re ready to make an offer. A pre-approval takes into account your income, debt, and credit history to determine how much the lender is willing to loan you. With a pre-approval in hand, you can shop with the confidence of a cash buyer for your new home. The sooner you close, the sooner you can move in. Pre-approval means your loan application is already in process. Once your offer is accepted you and the seller can expect to save time and close the deal quickly.
Discover the Ideal Lending Solutions Difference
It’s our job to keep you informed, meet all deadlines, and close on time! We provide personalized updates ensuring you are notified every step of the way. We understand that in today’s competitive market where there are often multiple offers, meeting financing contingency deadlines are just as important as timely closings. Whether you are buying a home for the first time or interested in refinancing, our goal is to help our clients get optimum rates and loan terms while providing excellent 5-star service.