Ideal Lending Solutions Offers Free Down Payment Protection on Certain FHA Loans with Protection+

Protection Plus LogoWEST PALM BEACH, April 18, 2018 – Ideal Lending Solutions today introduced Protection+℠, residential mortgage coverage for homebuyers that reimburses them up to their full down payment if they need to sell at a loss due to market conditions. The established South Florida mortgage lender is offering it for free* on owner-occupied, fixed rate 96.50% LTV FHA loans and is also available on most other loan options.

“We are committed to keeping our borrowers’ risk low and confidence high as they make one of the most emotional purchases of their lives,” said Wilson D. Enriquez, Florida Regional Manager at Ideal Lending Solutions (NMLS#244666), a division of American Financial Network, Inc.

“Clearly, Ideal Lending Solutions understands the South Florida home buying market and its consumers’ needs,” said Joe Melendez, CEO of Dallas, Texas-based ValueInsured, provider of +Plus Down Payment Protection. “Florida homebuyers know all too well from 10 years ago that as quickly as prices can rise, they can also fall, and their savings tied up in their homes need protection.”

Homebuyers or prospective partners can get more information about Protection+ by calling 877-ILS-PLUS (877-457-7587) or visiting

About Ideal Lending Solutions
Ideal Lending Solutions, based in West Palm Beach, Florida, sees continued growth throughout the rest of 2018 and 2019. Ideal Lending Solutions is an approved Fannie Mae and Freddie Mac seller/servicer, and an approved issuer for Ginnie Mae with multiple locations throughout Florida. A direct lender with in-house underwriting, Ideal Lending Solutions offers a full line of mortgage products including: Conventional, FHA, VA, USDA, Jumbo, 203(k) rehabilitation loans and more.

About ValueInsured
Based in Dallas, Texas PVI Agency, LLC dba ValueInsured℠, is the creator of +Plus down payment and equity protection. The innovative products give homeowners greater control and flexibility by insuring their down payment or accumulated home value when they need to sell or refinance in a down market. Available across the U.S., ValueInsured is backed by one of the world’s largest re-insurance companies, with more than $8 billion in capital. See policy details and +Plus availability at

Ideal Lending Solutions Contact:
Wilson Enriquez – NMLS# 244666
Florida Regional Manager
(O) 561.296.7520

Media Contact:
Charlyne McWilliams
WMA for ValueInsured
(O) 301.933.5567

*Borrower will be issued a lender credit for Protection+ on FHA Fixed Rate 96.50% LTV purchase transactions.

Down payment protection insurance limited to new and existing owner-occupied, single family dwellings and condos and refinances. Maximum coverage will be the lesser of either 20% of purchase price, up to $200,000, or down payment. Coverage period of 5 years, beginning 24 months after date of purchase. Eligible claims require qualified sale where the sale price and residential price index are lower than the original purchase price. Amount of claim payment will be lesser of home-owner equity, actual loss, or FHFA HPI index loss. Additional terms and conditions may apply. Please consult your loan professional for more details +Plus is distributed by PVI Agency, LLC PVI Agency, LLC IS not affiliated with American Financial Network, Inc +Plus Mortgages may have higher costs than other loan products without down payment protection insurance.