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FHA Home Loan

FHA Home Loans

We Finance the American Dream and make it a reality for our borrowers…

We understand that purchasing your first home can be intimidating. Having Ideal Lending Solutions on your side will make all the difference. Why learn by trial and error? You have a friend in the business! We will guide you through the process step by step. Let us help make this dream a reality for you. Homeownership is a lifetime commitment and we will be there for you every step of the way.

Would you like to own a home, but don’t have a downpayment?

FHA loans may be great for people looking for lower downpayment requirements and flexible qualifications. They offer:

  • Purchase, refinance, and home renovation financing options
  • As low as 3.5% down payments
  • Down Payment Assistance programs available
  • Minimum 580 credit score
  • Ability to use monetary gifts for down payments or closing costs
  • No prepayment penalties if you pay off your home early
  • Fixed and adjustable rate options

Find out how much home you can afford!

Down Payment Assistance

100% FINANCING PROGRAM*

Zero Down Mortgage Solution – Thousands of people each year dream of becoming homeowners. Ideal Lending Solutions has access to a new down payment assistance program that may help that dream become a reality. This down payment assistance program may provide the down payment for your home in the form of a gift or second mortgage.

Qualifications:

  • FICO Score 620 or higher
  • Primary Residence Only
  • Fixed Term
  • No Debt to Income (DTI) Restrictions
  • Does Not have to be First-Time Home Buyer
  • Available throughout Florida
  • Single Family, Townhome, Condo

*This is a general overview and additional terms and conditions may apply. Not all borrowers will qualify for a down payment assistance program. Please contact your loan professional for more details.

FHA Loan
FHA Home Loans
Let Us Help Make Your Dream A Reality
FHA Loan Pre-Approval

American Financial Network, Inc. is not acting on behalf of or at the direction of the federal government, and this offer is not being made by an agency of the government.

Ideal Lending Solutions | West Palm Beach | Boca Raton | Jupiter | Aventura
American Financial Network, Inc., DBA Ideal Lending Solutions, is not a government entity; CORP NMLS# 237341 ; Equal Opportunity Employer ; Equal Opportunity Lender American Financial Network, Inc. 10 Pointe Drive, Suite 330, Brea, CA 92821. Click here to view our current licensing information as listed on NMLS® Consumer Access.

Equal Housing LenderAmerican Financial Network, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

American Financial Network, Inc. is not acting on behalf of or at the direction of the federal government, and this offer is not being made by an agency of the government.