USDA Rural Development Home Loan
The United States Department of Agriculture, or USDA oversees a loan program designed to help buyers finance homes in rural and mostly rural areas. This program allows you to purchase a home with true zero-down financing so you can keep your cash in the bank.
USDA loans are limited to certain rural areas. Generally, according to USDA guidelines, it includes any areas with a population of less than 35,000. In fact, an estimated 97 percent of the U.S. is eligible for USDA lending. To see if the area you are shopping for a home in qualifies, visit the USDA Income and Property Eligibility site or contact one of our USDA loan experts directly.
*Programs not available in all areas. Additional terms and conditions may apply.